Dave Higbea is the branch president and has been with the bank for 21 years. Dave holds a Masters of Science degree from Ohio State University and attended the Graduate School of Banking in Madison, Wisconsin. He currently serves on the University of Nebraska South Central Agricultural Laboratory Advisory Board in addition to holding office at his church and many other community groups.
First Bank and Trust Co., Clay Center, Nebraska has served Clay County and the surrounding south central Nebraska agricultural community for 25 years, first in Saronville, and in Clay Center since 1996. The bank has been active in providing financial services to progressive businesses and livestock, feed and grain producers who seek the expertise of a lending partner oriented to their growth and success. The bank employees are active in local service and community organizations and in their churches. They share their time generously and unselfishly for the betterment of our area and the quality of life we enjoy.