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LOANS

First Bank & Trust Company offers all types of loans. Use the checklist below for putting together a loan package. Please contact us for a consumer loan application.

Interest rates on loans will vary. They may be fixed or variable. Repayment terms will include a monthly payment. There may be costs, such as title, appraisal, and filing fees. There is no cost to apply for a commercial loan.

Commercial loan requirements are as followed:

      - Completed personal financial statement
      - 3 years personal tax returns
      - 3 years corporate tax returns
      - Interim financial statements, including balance sheet and income statements
      - Copies of appropriate business entity documents, such as articles of incorporation, partnership agreements,
        operation agreements, and certificates of good standing
      - A brief description, in your own words, of what the business is, what it does, and the purpose of the loan.

We have installment loans for personal family and household purposes. Interest rates and repayment terms vary. Initial loan costs depend on what outside loan-related services are needed. There is no cost to apply for a consumer loan.

Consumer loan requirements are as followed:

      - Completed application, including the following information;
      - Name and address
      - Social security number
      - Amount and purpose of the loan
      - Preferred date of payment

*Borrowers have certain rights under Federal law related to resolving errors and requesting information about their consumer real estate loan account, and that they may learn more about their rights by contacting their local servicer or calling 308-784-2515.



Click on the following link to go to NMLS Consumer AccessSM, which is a free service for consumers to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.
http://www.nmlsconsumeraccess.org/

Mortgage Loan Originators NMLS Numbers
First Bank & Trust Company #410429


Cozad
Kirk Riley # 442128
Sheri Hladky # 442129
Dale Eatinger # 442130
Kevin Gilbert # 478367
Lindsay Erickson #1204920
Amanda J Spotanski #1158327
Eustis
Charles "Chuck" Leffler # 442136
Tristan Newcomb # 442137
 
Mountain View Bank-Colorado Sprs, CO
Larry Keilman
Robert Lucia
    #  442131 
    #  803112 
Becky Akers # 1026286
Janet E Smith
# 1158325
Mountain View Bank-Longmont, CO
Thomas H Beckett               #1213164

Imperial
David Fulton # 798897
Linda Lutz # 442135
Tonya K Berry #1158325
Clay Center
Dave Higbea #  442132
Wayne Johnson #1026282
Timothy L Sladek #1241428

Cambridge
Larry Voss # 681655
Derek Downer # 681656
Marcus Vontz # 681657
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