Account Terms & Conditions |
Free Checking |
Regular Checking |
Investment Plus |
Now Checking* |
First Rate Checking |
Minimum to Open Account/Account owner must be age 18 or older |
$100.00 |
$100.00 |
$2,500.00 |
$100.00 |
$100.00 |
Minimum Balance |
$0.00 |
$500.00 |
$0.00 |
$1,000.00 |
$500.00 |
Service Fees |
None |
$4.50/month if average daily balance < $500.00 |
$3.00/debit in excess of 6 per month |
$5.00/month if average daily balance
< $1,000.00 |
$5.95 |
Interest |
None |
None |
|
|
|
Withdrawals Per Month |
Unlimited |
$.15/debit over 30 if average daily balance
< $500.00 |
Six |
$.10 debit if falls below average daily balance
< $1,000.00 |
Unlimited |
Account Terms & Conditions |
First Rate 50 Checking |
Savings |
Kids/Teen Club Savings |
Club Santa Savings |
|
Minimum to Open Account/Account owner must be age 18 or older |
$100.00 |
$50.00 |
$0.00 |
$0.00 |
|
Minimum Balance |
$100.00 |
$100.00 |
$0.00 |
$0.00 |
|
Service Fees |
$5.95/month if average daily balance < $100.00 |
$2.00/month if average daily balance < $100.00 |
$3.00/debit in excess of 6/month |
None |
|
Interest |
|
|
|
|
|
Withdrawals Per Month |
Unlimited
Free Club Checks |
$3.00/debit in excess of 6/month |
Six |
None -
Check will be cut in November |
|
With all accounts, there is a $27.50 charge for each return/paid item charge per item when account is in the negative. After three business days in the negative, account is charged $15.00 per day.
