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First Bank & Trust Company
747 Meridian PO Box 7
Cozad, NE 69130

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Hours
M-F 8:00-5:00 Drive-In
       9:00-4:00 Lobby
SAT 8:00-Noon Drive-In Only

Phone: 308-784-2515
Toll Free: 888-819-1090
Fax: 308-784-2517

Telephone banking: 800-466-8006

Email: fbt@fbtcozad.com

Welcome to First Bank & Trust

We are a locally-owned bank with over 125 years of service to our community. We strive to treat our customers like our family. When you call us, you won't hear a recording, instead you'll hear a friendly voice. We are a full-service bank, so from checking accounts to loans, we've got you covered.

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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.
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